{"id":1387,"date":"2026-06-25T13:29:14","date_gmt":"2026-06-25T13:29:14","guid":{"rendered":"https:\/\/sindicato1cachantun.cl\/?post_type=product&#038;p=1387"},"modified":"2026-06-25T13:39:36","modified_gmt":"2026-06-25T13:39:36","slug":"fondo-de-retiro-ccu","status":"publish","type":"product","link":"https:\/\/sindicato1cachantun.cl\/?product=fondo-de-retiro-ccu","title":{"rendered":"Fondo de retiro CCU"},"content":{"rendered":"<p>Acceso a estatutos: https:\/\/drive.google.com\/file\/d\/1jRS31qkoRu4A4P207LVeFL8JmBX8vF-d\/view?usp=drive_link<\/p>\n","protected":false},"excerpt":{"rendered":"<p class=\"font-claude-response-body break-words whitespace-normal\">\ud83d\udfe2 <em>FONDO DE RETIRO CCU N\u00b01 \u2014 Lo que tienes que saber<\/em><\/p>\n<p class=\"font-claude-response-body break-words whitespace-normal\">Es un ahorro que se descuenta de tu sueldo y crece mientras trabajas. Lo recibes t\u00fa (o tus herederos) cuando dejas la empresa. Es voluntario y solo para socios con contrato indefinido.<\/p>\n<p class=\"font-claude-response-body break-words whitespace-normal\">\ud83d\udcb0 <em>\u00bfCu\u00e1nto aportas?<\/em><br \/>\n3% o 5%\u00a0 7% 10% de tu sueldo base, descontado por planilla. Puedes cambiar % hasta Junio 2026 en este a\u00f1o.<br \/>\nExiste una\u00a0 cuota \u00fanica de ingreso de $20.000.<\/p>\n<p class=\"font-claude-response-body break-words whitespace-normal\">\u26a0\ufe0f <em>LO M\u00c1S IMPORTANTE: c\u00f3mo sales define cu\u00e1nto recibes<\/em><\/p>\n<p class=\"font-claude-response-body break-words whitespace-normal\">\u2705 <em>100%<\/em> \u2192 Despido por necesidades de la empresa, fallecimiento, caso fortuito o fuerza mayor.<\/p>\n<p class=\"font-claude-response-body break-words whitespace-normal\">\ud83d\udfe1 <em>75%<\/em> \u2192 Renuncia o mutuo acuerdo. (Si es por invalidez total y permanente, igual recibes el 100%).<\/p>\n<p class=\"font-claude-response-body break-words whitespace-normal\">\u274c <em>0% \u2014 PIERDES TODO<\/em> \u2192 Despido por causa imputable a ti (art. 160). Tu plata se reparte entre los dem\u00e1s.<\/p>\n<p class=\"font-claude-response-body break-words whitespace-normal\">\ud83d\udccc <em>Tres reglas de oro<\/em><br \/>\n1\ufe0f\u20e3 Si te sales de la Corporaci\u00f3n, NO puedes volver y solo rescatas el Fondo A al terminar tu contrato.<br \/>\n2\ufe0f\u20e3 El pago se hace dentro de 45 d\u00edas tras acreditar la causal (finiquito\/sentencia).<br \/>\n3\ufe0f\u20e3 Asamblea cada abril: tienes voz y voto, presencial o por poder.<\/p>\n<p class=\"font-claude-response-body break-words whitespace-normal\">\ud83d\udc49 <em>Consejo:<\/em> antes de renunciar, recuerda que dejas un 25% sobre la mesa. Cuida tu conducta laboral: una causal del art. 160 te hace perder el 100%.<\/p>\n<p class=\"font-claude-response-body break-words whitespace-normal\"><em>Gu\u00eda informativa, no reemplaza los estatutos. Consulta a tu dirigencia.<\/em><\/p>\n<div><b>Margarita Delgado Su\u00e1rez<\/b><b>\u00a0\u00a0<\/b><\/div>\n<div>\n<div><b>Email\u00a0 \u00a0 :\u00a0 \u00a0<\/b><b><span style=\"color: #0000ff;\"><a href=\"mailto:omds4521@gmail.com\" target=\"_blank\" rel=\"noopener\">omds4521@gmail.com<\/a><\/span><\/b><\/div>\n<div>\n<div><b>Celular\u00a0 :\u00a0 +56 9 84195825<\/b><\/div>\n<\/div>\n<\/div>\n<p>&nbsp;<\/p>\n<p>Acceso a estatutos <a href=\"https:\/\/drive.google.com\/file\/d\/1jRS31qkoRu4A4P207LVeFL8JmBX8vF-d\/view?usp=drive_link\">ACA<\/a><\/p>\n","protected":false},"featured_media":1390,"comment_status":"closed","ping_status":"closed","template":"","meta":[],"product_brand":[],"product_cat":[28],"product_tag":[],"class_list":["post-1387","product","type-product","status-publish","has-post-thumbnail","product_cat-contrato-colectivo","first","instock","shipping-taxable","product-type-simple"],"_links":{"self":[{"href":"https:\/\/sindicato1cachantun.cl\/index.php?rest_route=\/wp\/v2\/product\/1387","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/sindicato1cachantun.cl\/index.php?rest_route=\/wp\/v2\/product"}],"about":[{"href":"https:\/\/sindicato1cachantun.cl\/index.php?rest_route=\/wp\/v2\/types\/product"}],"replies":[{"embeddable":true,"href":"https:\/\/sindicato1cachantun.cl\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=1387"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/sindicato1cachantun.cl\/index.php?rest_route=\/wp\/v2\/media\/1390"}],"wp:attachment":[{"href":"https:\/\/sindicato1cachantun.cl\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=1387"}],"wp:term":[{"taxonomy":"product_brand","embeddable":true,"href":"https:\/\/sindicato1cachantun.cl\/index.php?rest_route=%2Fwp%2Fv2%2Fproduct_brand&post=1387"},{"taxonomy":"product_cat","embeddable":true,"href":"https:\/\/sindicato1cachantun.cl\/index.php?rest_route=%2Fwp%2Fv2%2Fproduct_cat&post=1387"},{"taxonomy":"product_tag","embeddable":true,"href":"https:\/\/sindicato1cachantun.cl\/index.php?rest_route=%2Fwp%2Fv2%2Fproduct_tag&post=1387"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}